Babysitter Notes

At one time in my life I was a nanny.  I can not begin to express the importance of a document like this for your babysitter while you are away from home.  Simple and easy for them to fill out notes etc. Great tool and free too!

Say NO!

The easiest way to save a lot of money is this: SAY NO!

Say no to the coffee with friends at the Starbucks across the street. Have coffee at home instead.

Say no to the thirteen extra curricular activities your children want to do.  Limit it to one, then you can actually eat dinner together as a family.

Say no to fast food for lunch each day, and pack a lunch instead. Maybe leftovers from last nights dinner?