It is time for you to make a budget. If you do not know what a budget is, it is simply a guide to wear your money goes, and how you want to spend it.
I have seen many different budgets in my life but what my husband and I do is write down our incoming money and write down every bill we have and then we see where and when money leaves the house. By doing this you are being accountable to each other regarding money.
If you need a form, please go to the forms page :0)