It's begining to look a lot like Christmas. Which usually means most people are going to go out and buy gifts and in return for their generousity, they are going to go into debt. I am not one of those people. Don't get me wrong, I love giving gifts. I, however will not go into debt to show love. Here are a few ideas for you to lower your christmas bills.
1.) Buy used. I know I know you're thinking NO WAY. I want to encourage you to shop at a thirft store. You might find a rare piece of China your sister is missing. Or a book out of print. Trust me I would much rather get a gift that I really appreciate verses a new gift I want to return.
2.) Baby's have no idea it's Christmas. Don't buy them a ton of gifts!. We plan on getting our toddler two gifts. That's it. He is going to have more fun with the wrapping paper anyway.
3.) SWAGBUCKS!!!! I can not express my love for swagbucks. I have been saving my swagbucks for Christmas. I save them all year just for this. I get gift cards and give them out as gifts. My daughter in college loves getting itunes and starbucks gift cards. What does it cost me? NOTHING. I simply use swagbucks as my browser instead of google.
4.) BUDGET! BUDGET! BUDGET!!!!!! Do not overspend. There is no need. My neices and nephews don't get mad at me because I didn't buy them at $50.00 video game. They are appreciative for what I bought them or baked them. They love home baked goods and I love to give them a platter at Christmas time. It's a real treat for them.