Let all that you do be done in love.
1 Corinthians 16:14 ESV
Today I would like to discuss with you the importance of stocking up on sales. If you are on the envelope system you might think it is impossible for you to stock up, but that is were you thinking is a little flawed. Let me explain. If you have a budget of $100.00 each week for grocery shopping, and you only spend 75$ that week, save the other $25 for your stock up envelop.
If you are NOT good with money and you are in trouble, I would like to introduce you to the envelope system.
This is how it works, you know you can only afford $400.00 for groceries this month. Take $400.00 in cash and put it in an envelope marked groceries. Only spend cash at the store. This will teach you how to stay within your budget.
It is time for you to make a budget. If you do not know what a budget is, it is simply a guide to wear your money goes, and how you want to spend it.
I have seen many different budgets in my life but what my husband and I do is write down our incoming money and write down every bill we have and then we see where and when money leaves the house. By doing this you are being accountable to each other regarding money.
If you need a form, please go to the forms page :0)
The easiest way to save a lot of money is this: SAY NO!
Say no to the coffee with friends at the Starbucks across the street. Have coffee at home instead.
Say no to the thirteen extra curricular activities your children want to do. Limit it to one, then you can actually eat dinner together as a family.
Say no to fast food for lunch each day, and pack a lunch instead. Maybe leftovers from last nights dinner?
Every month you are losing a lot of money on simple things you may not be aware of. Look around your house for money wasters. What is a money waster you ask? Well a money waster is the cell phone charger still plugged in even though your cell phone is in your purse. Another money waster is the kids or in my case my husbands XBOX 360 plugged in and yet no one is using it. Go through your house and unplug all unused appliances, and gadgets. We plug our television and gaming systems into a surge protector, and turn off the surge protector until we use it.